"I do agree that there are some people that do not want to be contacted directly especially nowadays."
Yeah, that describes me. I do agree with your comment about tenacity, but I've been a contrarian most of my life. Example: I ended up at a Honda dealer years ago, looking over a new CRV. A saleslady approached trying her best to be my best buddy, and I just looked at her, and said, "If I need something, I'll let you know.". She walked away looking dejected. About an hour or two later (after my wife showed up to look it over with me), I went looking for her in her office to discuss terms. She seemed surprised, as I know she thought I would not be a sale. I just don't like people looking over my shoulder.
Would some of us, even be here for COOP, if we WEREN'T contrarians?