i dumped all of my spec fobif because i started thinking about ANY supposed AI stock-----------the big players have REAL ai- the little guys are kept out- with only tiny ways to get appreciated and invested in comparativel;y------------all my fobif sell out went into more REAL pays. But glty in fobif.------------BABYF is entirely speculative>>>baby formula resdiness. I still own my babyf.-----------But PAYS is my stolid king.