After reading your post and considering very few are paying their taxes I believe you are spot on. At some point the tax "man" is going to demand payment and shit is going to hit the fan. I believe it was you that already mentioned it. My guess with this debt some are holding it becomes the death cross as they probably ate paying interest plus now most will pay 15% to borrow more money. It actually becomes a high interest credit card. Go SHWZ.
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