Replies to post #102979 on Mohacsy's Safe Portfolio Member Forum

[dexprs]

As long as it is held to maturity it is a good deal. With a certain level of taxable income municipal bonds are an excellent way to preserve and increase capital.

[Elroy Jetson]

The fixed rate portion of the I Bond you're buying is 0.00% with 2 semi-annual inflation bonuses of 4.81% each.

Next year the bond will yield 0.00% plus what ever inflation is.

I Bonds issued in 20018 paid 0.5% plus inflation, rather than 0.00%.


If you cash out your I Bond after 12 months, but prior to maturity, you will lose 3 months of interest.