There is ALWAYS risk. I am not saying that there is a lot of risk, I do not believe that there is. But saying that there is NO risk is naive. Disrupting a $100's of billions industry by definition creates risk. Not a lot of people were expecting a war in Ukraine 6 months ago but see what it has disrupted? Or a pandemic 2.5 years ago.
I don't need you to explain what I hold, I am well aware of what I am holding and why. Weighing rewards presupposes that you are weighing them against the risks, you claim do not exist, which makes your logic . . . questionable.