Agreed on almost everything you wrote. Lots of everyday things being embellished, generally out of willful ignorance or lack of experience. If they do what they've claimed they can do - and the stuff works as advertised - then this will have been time well spent. Of course it's a gamble like all pennies - which is why one shouldn't invest more than one can afford to lose - losing it all is also a distinct possibility in the OTC, and this one's no exception.