Not funny at all, but it should be instructive to anyone that will be eligible for SS in the future. The common advice is to wait as long as possible to start taking SS so that your monthly payments will be as high as possible. IMHO, that only makes sense if a person is still working full-time and earning a considerable income and just doesn't want to wind down. Best to start SS ASAP because your health and the future is uncertain gets more so as one ages.