A lesson to be learned is to have both a Roth IRA and a 401K while you are working and making income. You can't fund them with anything but wages.
The 401K is funded with before tax money, and the company usually matches up to some level. You can make as much money in it as you want, and only pay normal taxes on it when taking a distribution.
In a Roth, it is funded with after tax money, and you can make as much money in it as you want, company does not contribute, but ALL of it is tax free upon distribution. I didn't have a Roth, but now I wish I had done so. My 401K rollover is now in thee high 7 figures. If that was in a Roth, I could take it all in cash and pay no taxes.
News 
Market Data 
Discover 
