A Roth IRA is definitely the way to go. I've rolled over several of my 401k's from past employers into my Roth IRA. You pay a little bit of tax (around 10%) when doing the conversion (you can postpone this to the end of the tax year), but the beautiful thing about it is that it allows you to get around the Roth IRA contribution limits. You are also more free to trade as you don't have to take into consideration short-term vs. long-term capital gains tax. The real beautiful thing about it, though, is that you can invest $10k in a stock like $NSAV, turn it into millions and not owe any taxes at all on the gains.
News 
Market Data 
Discover 
