If they are indeed the lenders it could explain why the name has not yet been released. Perhaps they requested a week to feature CalBay on their penny newsletter before the announcement of the deal. Then their own investors would have had a chance to check CalBay out beforehand. I don't think that would be breaking the rules as long as they didn't disclose information about the deal itself before a public announcement.
Great find and I also find it very interesting that Cbay would be part of a stock advertisement on the Home Page of Union Bank of California's website. Actually that took up almost 1/2 of the Home Page. Thanks for your continued great dd.