As I am involved in both real estate (Broker) and Mortgages (MLO License). I was bored 6 years ago and got my broker's license and this summer when there wasn't much to do, I got my MLO license and invested in a mortgage bank branch. I agree that the severity of the real estate market is completely overlooked. There will be a flood of properties on the market in late summer/fall due to the delay in mortgage payments/rent. I am thinking that if we get TLD before then, I am buying a few homes towards the end of the year.