KH and Wile.e:Thank-you for your kind words. I'm sure many here would have done the same; I just happened to beat them to it.
I hope our friends "across the pond" manage to sort out their account issue, or if they must hold long-term, that it works out well for them (as well as the rest of us "Longs").
All of us here have been through a lot this past year; especially in the last two weeks.
I picture the day when annual meetings are celebrations and we reminisce on these times.