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ls7550

06/21/19 6:51 PM

#43713 RE: OldAIMGuy #43712

Welcome to my small shop, stocked with just two items, umbrellas and sun cream (gold and stocks). Each year one or the other tends to do ok, offsetting the years bad performer. Mostly, but not always. When a bad year is endured, generally the adjacent year(s) are satisfactory. Combined, very much like a (currency) unhedged global bond - moderately stable growth.



Throw in your home value, and perhaps you might be in keeping with what the Talmud advocated as a appropriate asset allocation around 1.5 millennia ago. Third each in land (home), commerce (stocks) and reserves (gold).

Typically one asset +24% up on average over the year, the other -2% down. Simple average 11%. Annualised 10%.

Very much a slow-AIM however, and can see sequences of years of one (or the other) asset being the years best performer. In the context of the shop - sometimes the sun shines for years, sometimes it rains for years. Who cares, when you're appropriately diversified then comme ci comme ça

Spicier version (small cap value for stocks) https://tinyurl.com/y49ocj8d