like many others I put a lot of value on your DD and would like to ask politely today if you have a new estimate for first repayments of class 22?
On the 5th of March you still assumed the end of May 2019: "Thus, IMO...I believe Class 19 and 22 will start seeing recoveries by Q2 (as early as Early May 2019). "
Of course I understand your statements only as your personal assessment of the facts evaluated by you.