Shortnlongs, further negatives are I am told 12 years financing now out there too !! Average wages in my area (Hickory, NC region) I would say is about $10.00-12.00 per hour overall, mainly retail jobs everywhere today, so none of this equates properly to see going on...
And report earlier in year showed over 80% of all new car financing is now on the secondary lending market- Not prime lending either ...