If I were you I'd take the 18 months of COBRA coverage - it will be way cheaper than the ACA plan and should have the same deductible he had while he was working - that way at least you'll have decent coverage in case of an accident or serious medical problem for 18 months, and normal doctor visits are covered too. Especially important is to get any dental work done now before COBRA runs out - don't know how expensive dental is for ACA plans, but Medicare doesn't cover a dime.
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