ANDI/UTOP has been solid! There has been absolutely no proof of any impropriety at all and there is absolutely no reason to speculate about it being a scam. Also, there is no way in heck a "Dream Team" of this caliber would ever risk their impeccable business reputations on a scam nor something small. No way in heck! This quarter is shaping up to be something special. No doubt, big things coming! Go ANDI/UTOP and GLTA!