I still think you can do better in the bond market than bank CDs. But that is only my opinion and WTFDIK.
I have given up on the seesaw swings for my 401Ks and I'm going to change them to self directed and start cherry picking stocks that pay a decent dividend.
[3-21-2018] "Replaced old bank CD yielding 0.8% with a new one yielding 3.0%."
That bank in now paying 3.25% for that same 5-year CD. Or 2.75% for a 30 months version. Good to see banks paying meaningful interest again... backed by the US... for whatever that's still worth!