SkinnyD, I have heard about selling an insurance policy. There was a commercial on TV about selling your life insurance policy and it didn't matter if it was term. I google the phrase and there are a lot of hits.
"A growing number of Americans are selling their life-insurance policies to get cash for retirement expenses and long-term care. These transactions are commonly called "life settlements," "senior settlements," or-if the person is terminally ill-"viatical settlements.".
"Selling a life insurance policy to generate current income has historically been a controversial practice. Investors who buy the policies do not make money until the selling policyholder dies, creating a death-watch dynamic that is morally repugnant to critics."
I guess if someone whoevers buys the insurance policy probably wants a person to be near death so he/she can cash in.
It could be possible that the trustee is trying to sell the insurance policy, but I'm not for sure.
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