Probably because most of us have a MIX of all !!!!!!!
Plus we are in the same life boat, even if you were first class third deck or bottom deck..............That you're just gonna have to live with..as imho it is not gonna cahnge
And AT THIS POINT yes we have nol's, now what we wait to see is IF IF IF we lose those ever and for whatever reason. I for one do not think we do, but again thaat's MY OPINION........