JB3136' I AGREE THIS IS VERY FRUSTRATING FOR SURE! I for sure want it for escrows...if someone said you give all your escrows away and they will be paid I swear I would do it! So much wrong hurt and even death has occured because the greedy s.o.b.'s had to save our beloved JPM dirty rotten M%$!her Puckers. So much pain suffering and agony....I pray for those whom have suffered the worst!