johnny, my predictions of merger timing at this point are moot because I really believe we are in the final inning so one way or another this is coming to a close by end of this year. However, I hate to be wrong in my analysis. I originally thought we should have had the merger announcement back in September with the end of DB probate. Who is managing the assets from the DB trust at the end of probate? I thought the merger with WMIH should have followed. Well, maybe I was not wrong with my original thesis. What if the merger was filed with the SEC at the ebd of September and we are in the mandatory quiet period? That would explain the lack of communication from BOD to defend the stock slide or announce an update to the series B financing agreement.