Bill, I do plead guilty to sounding like a broken record and beating the horse.
Not that it matters, but I also agree with your description of the average investor. I am not an average investor. The only way to evaluate any company and any stock is by the numbers. That is why I first bought VTSI and why I continue to add shares. The stock is a better buy (more undervalued) today than at ANY TIME in its history. That is what the numbers tell me.
A house in the Keys? I could buy one tomorrow if I wanted to, but I don't (want to). The only reason I can afford anything is because of the stock market, but who cares.
More importantly, there is no better tasting fish than freshwater walleyes and bluegills. I have eaten about every kind of ocean fish and ocean shellfish imaginable in some of the best restaurants in FL and worldwide and I have to eat anything that is as good as walleye and bluegills. That said, catching tarpon is a cool rush, sort of like musky fishing.
I will back off on my posting. The only reason I do post this much on VTSI is that I hope it keeps someone from making the biggest mistake of their life by selling VTSI shares they currently own. I made this same sort of mistake twice in my investing career and took a double and missed out on two different 100 baggers (CNQR and SSYS).