I don't have any idea how good this app will be, none of us do, but I think there is potential there. If you can sell the banks on this being a lead to them acquiring new accounts then I think it becomes valuable. Wells fargo just fired 5000 employees because they were creating fake accounts. These accounts are valuable to the banks, so if if the app can lead a person to open a new account I think it can be successful. I recently saw a local bank offering $150 if you open a new checking account with them. How much is an app worth if it could potentially funnel 1000s of new accounts to them?