BIG difference from this time last year! The AS has dropped by 12 Billion. The OS has dropped by nearly 2 Billion. Massive amount of toxic debt is now gone. Ryan has gotten rid of unprofitable branches to create a stronger operational base. When the trivial lawsuit is over I believe Ryan will come out of the dark an LTNC is going to come out swinging by the start of the year. LTNC$$$ Longs$$$