Hi SF
Sounds like you should spend some quality time with your daughter teaching her about Aim and risk management.
The mistakes I made starting out pre Aim were
Invested in individual stocks
Only bought one individual stock. Gee it was ITT at the time it was a mutual fund in itself!
Bought on margin because I would pay it down in a few months (bought on declines)
Sold options
Everything was honky dory till they got rid of their dividend, the stock went from 60 to 30 overnight and I had a margin call just when I told my brother I would help him with the down payment for a house.
So I said liquidate, I got the absolute worse price and the stock went to 40 the next day. I had the cash to make the margin call but didnt want to screw my brother up. If I held the stock ITT split into ITT industries, ITT education, RAYONEIR, and I have no idea what else or what it would be worth today!
I waited a few years and restarted with two mutual funds till I realized they owned a lot of the same stuff. I eventually switched to indexed ETFs and Aim and slap myself to keep from buying any more individual stocks.
Regarding any attachment to sectors or fund companies, that is your choice, I just tried to lay out how you can make that choice without being overwhelmed.
1) WHAT do you want to own.
2 Which fund companies have funds that match that.
3 ) Which of those fund companies has the best fund / most volatility / whatever ?
Sounds like you might want to invest more for your daughter than yourself in things she will be comfortable with.
Toofuzzy
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