ZPaul - I like the video stating need a "mobile phone", which is required for the SFOR 2FA patent platform process! ;-)
The IRS 20 JUN 2016 Fact Sheet states "mobile phone" required to receive the activation code - NICE!
Anyone to bring up FOBs has NOT done their DD! This process doesn't use a FOB platform! Which I believe the 2FA / Mobile Phone process will mostly replace anyway!