"but forget about GW, that really looks ever more like a scam by the day"
Believe me I'd like to forget about it and HTFBSN too.
Biggest financial mistake of my life and I've had some big ones. Sadly many of my friends were in this with my encouragement...and my mother too.
Well a more modest retirement until my next "great idea" hatches. Proves one can't extinguish optimism while the optimist is still alive. Yes I know there is a fine line between optimism/naive/stupid/lucky. I can play all parts with aplomb.