Thanks for your sage advice. I hope everybody reads it. If it all just disappeared, it wouldn't be Armageddon but very painful, especially since I have advised some friends and relatives to "pony" up. Most don't know what DD means. I suffered thru the past 3RSs losing everything, and in fact, sold my last 4 shares from that debacle knowing that I need additional write-offs this year. I truly am an optimist, and it has cost me. That is life. I don't believe that pessimists even invest, and if they do, are probably unhappy most of the time. Anyway, I'm in at .0006 ACPS and still accumulating. If it all goes south, I'll feel worse for my friends than myself.