What in your opinion IS an example of a good pennyland stock? By no means an expert, but have been around the OTC for 5 years or so. This certainly looks like a rare find. I've read all your objections, and discount most as complaints about things that just aren't the case anymore. For example, any attack against TALK past actions while good to know about seem not to apply anymore as TALK is really UMS now. Complaints about lack of SEC filings can't hold any steam as it has been documented that the company has an exact time frame in which they must comply...so after that date I will take your complaints seriously. Debt is obviously a concern, but far less so than you want to tout...a rapidly expanding company like UMS routinely rack up this type of debt in early years. But it seems the company intends exactly the right action to rectify this. Reducing expenses at the rate they claim as their plan seems legit. Many companies expand their revenue base then become profitable simply by enacting such expense reducing policies. That is not uncommon. Certainly something to be aware of, but not alarming. So, just to help me see where you are coming from...what in your opinion IS an example of a good pennyland stock?