Not only should investors here stop paying into their 401K's, but they should withdraw all they can from those retirement accounts, and just pay the tax penalty. And stick what you have left into TALK.
In fact, it would be good to take out another mortgage on the house as well, and sink that money into TALK too. And borrow some money from the in-laws. And invest the kid's college fund.
Yup, TALK is special, isn't it?
Well, actually no. Just another stinky POS scam.