I don't see what that will do. If all family members decide to form a legal holding company with their personal funds as a means of finance I have no problem with that. Others may. When lending a company personal money IRS has regulation and penalties as to the proceeds of those loans. So in my opinion and just my opinion if something is awry it will be picked up. The whole ball of wax is public knowledge for the investor to decide. I see BIEL as a struggling company who was dealt a bad hand and has been trying for years to correct it. Biel is what it is for all to see. Wishing you well. Just my humble opinion.
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