T/Y, LOTS of interesting reads and information you've posted today. (needless to say I cannot reply to most of them)
BOTH of us, and several others, understand the reasoning on most all!
And this one overflows with LOGIC!
You get the same interest from your piggy bank, or safe, or wherever you stick it!
I agree many try to avoid the fees
Living for today and forgetting about tomorrow
(But, do think the majority think about tomorrow, but are rightly confused as to what that may bring down the road that seems to have No Return!)
Try to be back for HAPPY HOUR!
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