Thank you for you response I've been following this board for years and some of the smartest people I have never met are right here, This may be a problem, its in a trust that has to be closed I under stand? Any ideas?Thank you all very much im not the sharpest knife in the drawer, but I know when to ask smarter people for help. This is for my brothers and sisters retirement and im fearful ill screw this up.thank you for your response. Lol to all