You will always be welcome to come here and talk escrow, even if it takes another five - ten years. Your post is a jab, nothing else, but we understand your pain. Speculate away my friend! Don't forget to load $WMIH! :-D
You obviously don't want to except ANY OTHER possibility other the scenarios you've been preaching about. I have a feeling your stubborn arrogance about your BELOVED escrows will come back to bite you in the rear end.