Patience is a virtue, unless you're dead. It's been 6 years, that's 10% of many people's lives. I respect the value of patience, but I feel that preaching it here and now given our situation is almost callous and certainly presumptive - presumptive that everyone here has the blessing of health and well-being to use and enjoying that money should it come. Anyone who has the luxury of being fine with waiting, excellent for us, but I'm aware that some weren't so young when this started and they haven't gotten younger since.