Similar to my expectations, minus tax benefit. I would not be surprised to see this zip past $1.25 to 1.50 then settle back to .75-.90. After the 1:10 r/s and another year this could be a $10-$12 ($1 - $1.20 today) stock easily based on conservative industry average PE of 12. Many financials are valued higher, and this will get more attention when it moves to a big board.