I respect that opinion and suspect that you may be right. But I'd like to think, with HOPE of course (LOL), that there may be some substance to the Graffiti suit and that Ken would actually resurrect SDVI and prove himself to have been worthy of the good faith and trust of his prior following. It's just a wish for the good in men to rise above the amoral con. The wish may be in vain, but nevertheless there it is. And if there is substance to the lawsuit, I can still see lenders taking their chances. After all, we all did and I don't believe that we are as stupid as we may be made out to be. I know, more wishful thinking! LOL