Friday, December 06, 2013 5:38:13 PM
People were questioning whether or not the FINRA rep that LaserNat originally posted about was a newbie at FINRA. Not you, Mike L. or Mark.
I believe LaserNat is telling the truth. There's no reason for him to do otherwise. There's no profit to be made by him, especially since "No longer open" could mean a variety of things. It could be an "all clear". It could be a "negative, ghost rider, pattern is full", or it could be something administrative. It could have just been a miscommunication or misinterpretation.
If you submit a mortgage application and it gets approved, I would assume that Wells Fargo changes the application status to "No longer open" or the equivalent. Not a bad thing. Same if it gets denied.
Now why FINRA reps are even discussing anything with random callers besides BMA during market hours is beyond me. They're not allowed to. Hence why people are questioning the experience of the person that answered the phone on FINRA's side.
'Goose
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