I think the physical ATM may last 18 years, but there will be repairs and updrades to that ATM. Making it compliant to industry and goverment standards, in its life span.
"In order to implement these new technologies banks must use Windows-based ATMs, which Diebold launched only two years ago. Given that Diebold promises customers an 18-year life for their ATMs, according to Bonilla, it can be expected to take some time before the TPM-based solution is widely adopted."
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