The below is what I do, not that it is the "BEST" but chasing the best can create more risk.
1) I run separate accounts
2) I like to avoid individual stocks though I do AIM some (funds can't go to zero and you are buying as a security is going down)
3) The V- Wave is a good STARTING point for cash reserve. Don't be afraid to let cash get as high as 80% as the market climbs. Look at the drop in 2003 and 2008
4) I use 10% SAFE and 5% MIN ORDER SIZE starting an account with $10,000 STOCK minimum. Otherwise order sizes are very small.
I also have a few LD=AIM accounts and use different settings for that. For my "core " holdings I like regular AIM better.
Not always Toofuzzy
Take the road less traveled. It will make all the difference.
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