Hi Adam, I keep most of the cash balance from my Stock Trading Riches (similar to AIM) portfolio in the AALPX (American Beacon Short-Term Bond) no-load fund. http://www.smartmoney.com/quote/aalpx/ http://finance.yahoo.com/q/pm?s=AALPX+Performance Lipper rates it's return as 2 out of 5, but I like that it is rated 5 out of 5 in preservation. It still had a 3 year average return of 2.44%, and it's never had a losing year, so I think it's good for a large cash balance. Praveen