Zeev's Turnips Patch-No Politics (ZEEV)

[tradermama]

Hi George,
Thanks for the congrats!..one thing i have learned is not to get greedy..it's nice to be able to sleep at night with knowing our retirement funds are safe by being in money market most of the time..even when i'm in the fund..my worst scenario is that i might have lost about 1 1/2% overnight..but those are rare..like maybe it happened 1 time in 2 yrs ..only due to geopolitical fears..most times in this bear market i wait for extreme oversold conditions...like i said..don sew's system works well...but with his..it seems that when he gets his intraday class 1 buy's have worked well rather than the class 1 buy's on a closing basis..also, i have noticed the breakdown of the ftse ..it is happening like the dax (german) did earlier last year...maybe their market is telling of what is to come for england..just like germany's market did..see, i do follow what is going on overthere too..because sometimes they won't follow us exactly...due to their own economic concerns..and when that happens..it can pull down our markets too..we are all connected globally...but most times..we lead..

i think i might have done about 15-20 switches last year which included round trips..ie; from money mkt to fund back to money mkt...i hardly left it in more than one night..which means i did lose out on some more runs..but for me..i just try to get the big pop..cuz this bear market is hard to call sometimes knowing if there will be follow thru..and if i can get 1.5% per month..i'm happy..all i need is a minimum of 12% per yr to retire my husband at 55..i'm cautious by nature so i do miss out on more returns..but normally that's when the odds are more like 50/50 that we will run more..i like higher odds than that..i think there was a month of 2 where i didn't even switch cuz we kept going down...and unless i got the pop..it didn't last for the 2nd day...2002 was my worst year..

regarding switching to domestic funds..why?...the purpose of switching internationals is due to the time change..think about it..england closes at 11;36 eastern time/france at either 12:30 or 1pm...and germany at 2pm..most times the market crashes is in the afternoon...hong kong and japan are closed when we are opened..they are the safest plays..the only fund i have in my choices to play more asia is templeton foreign..i can tell they have a lot of hong konng...so by playing the time change..it works in my favor..anything happening in the afternoon won't affect me..most of my funds have mostly the ftse (england)...this way i can sleep at night..with a domestic fund..unless you have a way of knowing how we will close at the end of the day..playing internationals is the safest way..the only time i got caught was when the world trade center was attacked and i only had 25% of my funds in there...but man, it was a big loss if i didn't..like over 4%...

normally i switch 100% of my funds..but over the summer i did use portions..which actually cost me better returns..so i'm not sure if i will do portions of my funds anymore...it was due to fear of the terror attacks..but i have to keep in mind that i can always get it back..so if i'm confident in my switch decision..why not go all the way...

hope this makes sense..

Irene