NASDAQ:UWBK has a price to book ratio of 0.1x based on a current price and a book value per share of $4.59. Earnings Alert: United Western Bancorp is Expected to Beat the Street Consensus When It Reports Earnings (UWBK) http://www.mysmartrend.com/news-briefs/news-watch/citizens-first-bancorp-among-companies-thrifts-mortgage-finance-industry-offe