Hi ls7550, about Ladder, I was wondering if you ever got to play with my HiLowdemo spreadsheet? I did have it on the web for download but Yahoo shutdown where I was storing it. I could send it to you in a email. I haven't done anything with it since 2004.
Your ideal of using the Permanent portfolio in place of cash is interesting.
Come see me at Systematic Investing group #board-966 lets talk formula plans.
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