no you are not right and neither is madstock... This is the penny world...take your valuation equations and throw them It is called trading - not investing...something apparently many of you need to learn GL...if you have not been around pennies long then i would STRONGLY suggest learning a little about this world before putting the mortgage in. I would bet 80% of Ihub users and the rest of the amateur traders out there lose money at this on a consistant basis....