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EXPU

From last evenings conference call!!!!!

EXPU Conference Call Play by Play from Teaks!!!

-fully comitted to doing cc as many times as needed feel free to email questions
he will respond same day

-50 origionators per location is goal expect to be at 65 by next week

-rico will make large investment in the origionators, to recruit and provide
leads. and to retain the origionators

-which benifits the shareholders. they are using career builder.com etc

-they do train origionators

-deal announced with origionating schools to hire new graduates 2nd office will
be in miami in "near future"

-bleeker asks about credit report.. how many customers. bigger increase this
year then last will announce exact numbers in upcoming pr

-bigger flow of business in that dept

-eluded to acquisition will he make statement soon... to answer that without
being forward looking they are in intensive favorable negotiations. all he could
say now. negotiating better deal for expert. a second acqusition will be
realeased in the future

-will solicit reputable lending institutions to work under expert umbrella and
expert will handle all paperwork for a flat fee of 500$ per loan and 595$ (he
broke up) full program details will be announced in 2 WEEKS

-will ask those institutions to use the name expert

-will consolidate mortgage houses esp with the houses that do not have proper
licensing about 1200$ per loan

-projected growth for 3rd quarter. is best seasonable time for miami market.

-1 PRESS RELEASE PER WEEK WILL CONTINUE

-more purchaces fueled by lower prices and lower interest rate we project a
"major growth in 3rd quarter i can HONESTLY SAY THAT

-market info press releases will start........ "we are working on something
pretty big i cant talk about it now" press releases starting tuesday

-expanded tax credit question.. how many people does that bring out other then
those who are reinvesting... "latest market update from fed housing admin"
looking for exact numbers in the background.... you can look it up they put a
pause on it. look up the news from fha at 2pm

-processing dept is in direct contact with fha

-announced monday that it is available announced today that they have to tweak
it

-yes we have lpans to start marketing the plan immediately but waiting for fha
to approve it fully

-how many of the investors are just coming into the market..... the biggest
portion of market is 1st time home buyers nat average is 55% of purchases

-again his aquisition model will grow expu as they feed off all lenders who are
not licensed

-this month 10 closigs +

-that is already over 10 closings. titles will bring extra income to expert

-when plan is initiated and have 400 origionaters. each title close should bring
in 1500 per closing if they have 400 origionators and should be a minimum of
3-400 origionations permonth 2-300k per month in income to expert

-will pr full executed road map of business plan in a video streaming pr within
2 weeks

-VIDEO PR!!!

-TITLES CLOSINGS

-thank you for support email any questions.... 8-8 every night but sat. look
forward to next call lots in the works right now. next call will be on the 4th..
they will go over the roadmap and will be 1.5 hours long after it is executed.
so they will be implementing the plan then discussing it in the cc after its
release

-he consistanyly eleuded to something HUGE IN THE WORKS

-will implement his new plan for bringing in other mortgage houses under the
expert umbrella and will charge them 1200 ish per loan becasue expert has
licensing and many other small companies do not have enough licensed
people/business licenses etc

-again the next CC is to discuss the implementation of this new business plan
AFTER IT HAS BEEN SET INTO MOTION