CMKM Diamonds Inc. (fka CMKX)

[gody123]

CMKX VISA card
The VISA Pre-Paid Stored Value card is neither a credit card nor a debit card and does not require a banking account to be opened when applying. The card is signature based for point-of-sale transactions and PIN based for ATM transactions. ***The card also carries a zero-liability guarantee that states the cardholder will not be liable for unauthorized use of the card provided notification is given within a reasonable time of the loss or theft of the card.*** The accounts also have a user ID and password for online access to protect the security of the account. Online access provides cardholders with the ability to view their balance, transactions, and to transfer funds to other CMKXTREME cardholders.

The no liablity part to me means they know who the account holder is and to me that means that you have to activate it by telling them who you are and which numbered card you have.