Hi Tom,
Thanks for the graphs and the instruction on how to do columns. I appreciate it.
As you'll come to know about me, I hate tweaking. I did not test for any other parameters.
What I have appreciated about you and your 'tweaks' is the fact that you came to your ideas through reasoning, not by optimization or investigation.
I came up with 5% logically. Since the investment is split into 2 parts of 50% percent each and since Safe is only calculated at 10% of half the portfolio value, I realized it would in reality (at the beginning) be 5% of the total portfolio value.
I'm really not interested in tweaking. I want a sound idea based on sound principles. I *am* interested in as emotionless and automatic investing as I can get. I'll leave the nerve-racking, never-ending tweaking to others. (Which is not to say that improvements from sound reasoning are bad.)
Thanks again, Tom.
Matt
