*SCALPSWINGSTRADDLE*

[cal_pn]

While stock brokers and analysts say that the banks are already fine and the worst is behind them, most of the high-profile economic scientists like Rogoff believe that the banks still require some sort of structured bankruptcy or nationalization.

Analysts are generally too optimistic because they make a living by active stock markets, and they want to have investors back as soon as possible. In contrast thereto, the economists are scientists, who are (normally) only dedicated to the reality and not wishful thinking.